Saving Money by Buying Your Own Building Supplies

Of course, you can buy almost any given item foryou going to get mad and try to subtract the cost
less at a discount sale than your contractor willof the additional materials from the contractor's bill?
charge you for it. That's because the contractorNo contractor will stand for that.
builds in a markup on the item. So on the surface, itRemember, breakage is always a possibility with any
would appear that buying the materials yourself willwork. If you supply the materials, you are responsible
save you money: on a big job, big money.for replacing what breaks at an additional cost. If the
However, most contractors won't agree to workcontractor supplies the materials, he or she will be
with you on that basis. They simply won't take theresponsible, at no additional cost to you.
job if you insist on purchasing the materials yourself.What If Materials Don't Fit?
Some renovators think the reason is thatLet's say you hire a contractor to put in a sink, which
con¬tractors want to pad their profits, makeyou supply-When the contractor arrives, she
more money. Actually there's a much differentdiscovers that the sink that you bought is the wrong
motive.size. Now what happens?
When a contractor bids a job, he or she knowsYou have to go back and get the right size sink, if
(presumably) what materials are required to finish theone is available. Meanwhile, the contractor has just
work and when they are needed. You, on the otherlost a considerable amount of time.
hand, probably do not. Consider tile work.Even if the sink fits, do you know the right size for
You may be having someone retile a bathroom. Youall the plumbing connections that go underneath? I
go to the hardware store and discover some tilesknow that when I hook up a sink myself, I often
you would be happy with for $4 a square foot. Onbuy twice as many fittings as I need (planning on
the other hand, the contractor shows you tiles, whichreturning the excess), just to be sure I've got the
you would swear are identical, and wants $6 aright size when I need it. Even so, frequently there's
square foot.a part that should fit but that simply won't because
You balk. Why should you pay the contractor 50the old fittings in the house weren't standard. Now,
percent more for the tiles? So to save money, youit's back to the store, once again with inherent
try to make an arrangement whereby you'll supplydelays.
the tiles and the contractor will supply only the work.What If Materials Break Later On?
If you were a contractor, would you agree to suchWho's going to guarantee performance? I don't want
terms? Not if you wanted to survive in the business,to pay the installer's price for flooring, so I buy it on
and it has nothing to do with padding the markup.my own. Six months go by and the flooring is starting
What If Extra Materials Are Needed?to curl and peel. In alarm I call the installer and
While you may indeed be able to buy the surfacedemand that he fix it.
tiles for $4 a foot, what about the trim? (The trimBut the installer says that it's not the fault of the
often costs more than the surface tiles.) And exactlyinstallation; it's the fault of the materials. So I take a
which trim pieces will you need? And how many ofsample piece back to the store where I bought it
them? It's very unlikely you'll know.and complain. Now the supplier says it's not the fault
Irwin's second law of renovation: You never knowof the materials; they were installed wrong.
exactly how much or which materials you'll need untilIn short, I get banged back and forth between
you're halfway through the job.installer and materials supplier, each blaming the other
Even if the contractor specifies the trim pieces thatand neither willing to accept responsibility for
he or she will need, it's almost always the case thatwarranting performance. On the other hand, think of
needs change after the job starts. Extra or differenthow much easier it would be if the contractor
pieces are suddenly required. Now, who goes to thesupplied the materials. There could be no question
store to get them? If it's the contractor, it's on his orwhose fault it was, and it would be up to the
her time, which is not being paid for because you'recontractor to make it right.
buying the materials. (That time going to the store isI can almost guarantee you that if you get the
part of the contractor's markup.)materials and labor from two separate sources, when
If it's you, will you be sure to get just the rightsomething goes wrong, each will blame the other and
piece? Do you have time to sit around and wait forneither will take responsibility.
the contractor to indicate when a piece is needed? IfThe Bottom-Line Trap
you're not there when the piece is needed, does theDon't compare what it would cost you for materials
job stop until you show up?with what it will cost the contractor. Remember, built
What If Some Materials Are Broken?into the contractor's price is the cost of going back
It's almost always the case that during the course ofto the store for new or different parts and of
installation, there is some breakage. Who covers it?supplying a warranty. That's the extra you're paying
If the contractor buys the materials, then thefor. (Be sure the contract specifies that the
breakage is covered in the markup. If you supply thecontractor will indeed offer you those ser¬vices
materials, then you're going to have pay a secondand warranties.
time when things break. And when that happens, are